Become Pre-Approved Before You Shop and Get More Bargaining Power (It’s Free!)
When you get pre-approved through Statewide Bancorp, you have an advantage in this buyer’s market.
What do you get? You’ll get pre-approved for homes in a certain price range, which will narrow your search and help you find the right home quickly – and, your pre-approval is totally free.
You can also close quicker than other buyers because you already have a head-start on getting approved. For motivated sellers, this can give you just the bargaining power you need.
Most Popular Home Loans for First-Time Home Buyers:
CalHFA – Purchase your home with only a half of a percent down. Closing costs can even be financed.
Platnium – Get a 3% Grant. Purchase your home with only a half of a percent down. Closing costs can be a gift from a relative!
FHA Loans – Purchase your home with only three and a half percent down. Closing costs can be a gift from a relative!
30-Year Fixed – Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
VA Loan – No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.
Smart PMI – Lower your PMI payments significantly by paying a portion upfront!
Mortgage Credit Certificate (MCC) Program – Reduces the amount of federal income tax the homebuyer pays to the IRS.
We’ll Match you with a Trusted Real Estate Agent
We’re here to make buying your first home easy. This totally free service that matches you with a pre-screened, reliable real estate agent in your area!
How do they do it? We pre-screen real estate agents in California from a variety of different real estate companies to make sure they’re experienced, reliable and that they’ll put your needs first. Those who pass the test become part of our network.
One Easy Transaction: Preferred real estate agents will work hand-in-hand with your Mortgage Consultant at Statewide Bancorp to eliminate confusing, extra legwork and to ensure hassle-free home buying.